NFC payments for every business
Turn any NFC phone into a payment terminal.
Accept card payments using a compatible NFC-enabled smartphone. No extra hardware. No complicated setup. Just tap and get paid.
Hold card to phone
Processing payment...
Payment amount
₦25,000
Payment in progress
Payment Approved
Transaction successful
₦25,000
Ref: 20261006A8F3K2
How it works
Get paid in 4 simple steps.
From checkout to confirmation, CardTap removes the friction from accepting NFC card payments.
Initiate checkout
Your platform creates a payment request and returns a unique reference code.
Copy reference
The customer copies the short reference and opens the CardTap app.
Tap your card
CardTap reads the NFC card and securely processes the payment.
Get confirmation
Receive instant approval and settlement notifications through your integration.
Partner integration
Powerful APIs for seamless integration.
Developer-friendly APIs make it easy to integrate CardTap into your platform, app or marketplace. Start with clear documentation, sample code and dedicated support.
RESTful APIs
SDKs & documentation
Dedicated partner support
curl -X POST https://api.cardtap.ng/v1/payments \
-H "Authorization: Bearer YOUR_API_KEY" \
-H "Content-Type: application/json" \
-d '{
"amount": 25000,
"reference": "20261006A8F3K2",
"currency": "NGN",
"metadata": { "order_id": "ORD-12345" }
}'Security first
Bank-grade security for every transaction.
CardTap is built around security, resilience and payment-industry best practices so partners can focus on their customers.
- PCI DSS aligned infrastructure
- End-to-end encryption
- Real-time fraud monitoring
- Secure and reliable cloud infrastructure
Frequently asked questions
Quick answers to common questions.
Ready to get started?
Become a CardTap Partner Today.
Join a growing network of businesses using CardTap to accept payments faster and more seamlessly.
Become a Partner